With 7 years in mortgage lending, I help California and Arizona homebuyers and homeowners find the right fit - Conventional, FHA, VA, Non-QM, Reverse, HELOAN, HELOC, and refinance programs like RefiNow and HomeReady.

I’m a husband and father of three - and being part of a growing family myself shapes how I work. I know what’s riding on these decisions, so I take the time to really understand your situation before recommending a path forward.

Whether you’re buying, refinancing, or tapping into equity, I’ll guide you to the loan that actually fits.

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